Stop financing your clients' payment terms.

Agencies, studios and production companies deliver the work, pay their people, then wait months to be paid. Orthrus closes that gap — turn an approved client invoice into working capital within 72 hours.

The gap you're financingPer invoice
Money out— you pay your people
Model & talent feesWithin days
Crew & freelancersWithin days
Studio, kit & payrollOn delivery
The cash-flow gap
Money in— your client pays
Your client's invoice60–90 days
Orthrus advances up to 90% within 72 hours

You're already your clients' lender.

Every campaign you deliver on 60 or 90-day terms is, in effect, a loan to a brand. You've covered the model fees, the crew, the studio time and the salaries — and the cash won't come back for months.

Without Orthrus
60–90 days

Working capital sits locked in approved invoices. Growth, hiring and the next booking all wait on whichever client pays slowest.

With Orthrus
72 hours

Up to 90% of an invoice becomes working capital you can deploy now — into payroll, the next production, or the next hire.

What it looks like on a real booking.

Take a modelling agency that books a £48,000 campaign with a brand on 60-day terms. The models are owed around £26,000 within 30 days — so the agency is short for a month, on money it has already earned.

Rather than cover that gap from its own reserves, the agency submits the campaign invoice to Orthrus.

Worked exampleIllustrative
Campaign invoice to the brand60-day payment terms£48,000
Advanced by Orthrus within 72 hours£43,200
One agreed fee — 6% at this size and term−£2,880
Balance, released when the brand settles£1,920
Total the agency receives£45,120

Illustrative only, using published rates. The £43,200 advance covers the £26,000 owed to models with three weeks to spare; the balance follows when the brand pays. Your exact fee is always confirmed before you commit.

Working capital, on the invoices you choose.

Orthrus isn't a facility that takes over your ledger. It's per-invoice funding you reach for when the timing helps — and ignore when it doesn't.

01

Fund selectively

Submit one invoice or several. There's no obligation to fund the rest of your ledger, and no monthly minimum to meet.

02

Keep your client relationships

You keep the contract and the contact. Orthrus collects the payment; the brand relationship stays entirely yours.

03

No facility to negotiate

No long-term agreement and no lock-in. Onboard once, then use Orthrus whenever a client's payment terms don't suit your cash flow.

04

A cost you can plan around

One fee per invoice, fixed before you submit and capped at 10% of value. Nothing is added afterwards.

When agencies reach for it.

Per-invoice funding isn't for every invoice. It earns its fee when the timing of a payment — not the amount — is the problem.

01

Payroll lands before the client does

Models, freelancers and crew are due on 14 or 30-day terms while the brand pays on 60 or 90. Funding the client invoice covers the people who can't wait.

02

A booking bigger than current cash

A larger campaign than usual means larger up-front costs. Funding its invoice lets you take the work without straining reserves — or turning it down.

03

A lumpy quarter to smooth

Three invoices all fall on 90-day terms in the same month. Funding one or two evens out the cash flow without touching the rest of the ledger.

04

A new client's slow first payment

A new brand on long terms has no payment history with you yet. Funding that first invoice removes the wait while the relationship settles.

Built for creative businesses.

If your business delivers creative work and bills established clients on commercial terms, Orthrus is built for the cash-flow gap that creates.

01 / Agencies

Modelling & talent agencies

You book talent with brands and pay your models on agreed terms — usually well before the brand settles with you.

Campaign bookings · talent fees
02 / Studios

Creative & design studios

Branding, content and campaign work delivered to clients on 30 to 90-day terms.

Project fees · retainers
03 / Production

Production companies

Shoots, film and content production, with crew, kit and location costs paid up front.

Production budgets · day rates
04 / Marketing

Marketing & social agencies

Ongoing client work and campaigns billed monthly or by project to established brands.

Retainers · campaign invoices

Clean for the people who reconcile it.

Orthrus is disclosed funding done plainly. It's straightforward to account for and easy to explain to a finance team.

01

One fee, one line

A single agreed fee per invoice — no compounding charges, no service fees, nothing to reconcile line by line.

02

Disclosed and documented

Your client receives a standard notice of assignment and pays Orthrus directly. Every step is documented and routine.

03

You see the cost first

Pricing is published and confirmed before you submit. The fee on screen is the fee you pay.

One fee per invoice, and you see it first.

What you pay depends on the size of the invoice and how long your client takes to settle. Larger invoices and shorter terms cost less.

01£3,000 — £14,9995–10%
02£15,000 — £49,9994–9%
03£50,000 — £149,9993–7%
04£150,000 and above3–6%
Total fee on any one invoice capped at 10% of value · no setup fees · no monthly minimum

Questions from businesses.

What agency owners, studio directors and finance leads ask before they fund their first invoice.

01Is this the same as invoice factoring?

No. Factoring usually means handing over your whole sales ledger on a long-term contract. Orthrus funds individual invoices that you choose, with no facility, no ledger commitment and no lock-in.

02Do we have to fund every client invoice?

No. You decide which invoices to submit, and when. The rest of your ledger is unaffected, and there's no minimum number of invoices.

03Will our clients mind?

Invoice funding is routine for the brands and businesses you work with. Your client receives a standard notice of assignment and pays Orthrus directly — the amount, the terms and your relationship with them don't change.

04Can we fund invoices to brands outside the UK?

We fund invoices addressed to established businesses in the UK and Europe. If your client is a European brand, that's usually within scope — we'll confirm the specific client when you submit the invoice.

05Our client pays through a procurement portal. Does that work?

Yes. Many brands pay through an accounts-payable portal or against a PO. We serve the notice of assignment and provide the account Orthrus is to be paid into; your client's finance team processes it the same way they would any updated payment instruction.

06Can we fund several invoices to the same client?

Yes. Each invoice is assessed on its own, and you can submit more than one — to the same client or to different ones. There's no cap on how many you put through, and no obligation to put through any.

07Does using Orthrus affect our bank facility?

Per-invoice funding doesn't take over your ledger or replace a bank facility — many businesses use it alongside one. Whether it interacts with the terms of an existing facility depends on that lender's agreement, so it's worth a quick check with them. We're happy to talk it through.

08How does onboarding work?

Onboarding is a one-off. We verify your business with standard identity and anti-fraud checks, then you can submit invoices whenever you need to — usually within a few working days.

Get started

Put your cash back to work. Start with one invoice.

Send us your business details and one approved invoice. You'll get a clear answer and indicative pricing within 48 hours.